In 2006, Cleveland teacher’s aide Denise P. Edwards could not have imagined that a home purchase dispute with her title agency would be argued before the United States Supreme Court but on Monday, Nov. 28, 2011, that is exactly what will happen. In the case, First American Financial v. Edwards, 10-708, Ms. Edwards will be represented by attorneys and law students from the non-profit public interest law firm, Housing Advocates, Inc. (HAI). Organized in 1975, HAI describes itself as “a tax exempt consumer and fair housing organization with a multiplicity of projects including a full service non-profit public interest law firm.” HAI established the Fair Housing Law Clinic with the Cleveland Marshall College of Law, Cleveland State University, in 1990. Second- and third-year law students from Cleveland State University, Case Western Reserve University, and other law schools assist clients under the supervision of HAI attorneys.
In a November 20, 2011 Cleveland Plain Dealer article, reporter Sabrina Eaton summarized the dispute that began when Ms. Edwards was steered by her title insurance agency, Tower City Title Agency, to a single title insurance company, First American Financial Corp, which purchased a minority share in Tower City Title a few years back. In the lawsuit, Ms. Edwards alleges that her purchase of title insurance from these entities resulted from an illegal kickback scheme. Discussing the significance of the case, Ms. Eaton adds, “Legal experts say a decision against Edwards could weaken a broad range of consumer protection statutes and curtail class-action suits. The case could have implications for everything from copyright to credit reporting law, where financial harm to the aggrieved can be hard to prove.”



















